Book an introductory call

What the call is

• A conversation, not a pitch. You describe what is going on — a CalSavers notice, a job change, a first account, a pension election, a pile of statements nobody has ever explained.
• A straight first read. We tell you what we see, in plain language, including "you don't need us for this" when that is the honest answer.
• Bilingual, at your choice. The entire call can be in English or Spanish — whichever is more comfortable, or both.
• With the actual adviser. Every introductory call is with Alfonso, not a sales team. There is no sales team.

What the call is not

• Not investment advice. A fifteen-minute call cannot responsibly produce recommendations. Advice begins only after we know your situation and you have engaged the firm in writing.
• Not a commitment. No advisory relationship is created by booking or talking, and you owe us nothing afterward — not money, not a decision, not a returned call.
• Not a hard sell. We do not do follow-up sequences, "just checking in" campaigns, or pressure of any kind. If it is a fit, you will know; if not, we part on good terms.

What to have handy (optional)

Nothing is required. If you want the fifteen minutes to go further: a recent pay stub, any account or 401(k) statements, your pension statement if you have one, and your questions. Business owners — your CalSavers notice and a rough headcount is plenty.