Aduna Capital is a fee-only fiduciary investment adviser serving Stanton from our Norwalk office, 10.6 miles away. We help the city's auto repair, retail and manufacturing owners handle the CalSavers mandate, open first investment accounts with no minimum, consolidate scattered 401(k)s, and advise CalPERS, OCERS and CalSTRS members — in English and Spanish.
- Fee-onlyno commissions
- No account minimumfor investment management
- English & Spanishnatively
- Accepting new clientsIn person in Norwalk, by video, or at your Stanton business
- Fiduciaryin writing, always
- DFPI-registeredCRD #311270
- In business sinceDecember 2020
- Free 15-minute callno obligation
Are all financial advisors in Stanton, CA fiduciaries?
No — and working-class cities pay the highest price for that fact. The financial products that get sold hardest in places like Stanton are the worst ones: indexed life policies marketed as pensions, annuities with decade-long surrender penalties, all offered by people the law permits to serve themselves first. A fiduciary is the exception the law carves out — someone required, not merely encouraged, to act in your interest.
That is what we are, in every engagement: a registered investment adviser, fee-only, paid by clients and nobody else, with the record to check at adviserinfo.sec.gov.
Who do we work with in Stanton?
Stanton is a small, dense, working city in central Orange County — about 41,000 residents, a median household income of $83,935 that is the lowest of the OC cities we serve, and a 49.5% Hispanic or Latino population. Firms with $250,000 minimums do not build pages for Stanton. We do, because the firm was built for exactly this profile: $0 to open an account, $50 a month ongoing, in English or Spanish. Most Stanton work falls in three lanes:
- Shop owners. Auto repair, small retail and light manufacturing are Stanton's backbone, and every one of those employers is now inside the state retirement mandate. CalSavers for Stanton employers covers what registering costs (nothing out of pocket), what ignoring it costs (up to $750 per eligible employee), and when a simple plan of your own beats the state program.
- First-time investors. Households opening a first Roth IRA or brokerage account and building the saving habit before a commission product finds them. Renting does not postpone this; the portfolio can start before the house.
- Workers with scattered accounts. Retail and service careers leave 401(k) crumbs at every past employer. We find them, read the fees, and consolidate by direct transfer — and the review costs nothing. City staff (CalPERS), County of Orange workers (OCERS) and district educators (CalSTRS) get pension modelling on the same free-to-look terms.
The Stanton employer picture we know
Auto repair & service shops
Mandate compliance for small crews — registered correctly, or replaced with a plan that also serves the owner.
Retail & manufacturing employers
Bilingual employee enrollment that actually gets completed, on the shift schedule that exists.
Workers with old 401(k)s
Accounts located, fees read aloud, and consolidation done by direct transfer when it helps.
Public employees
CalPERS, OCERS and CalSTRS members — and the permanent elections each system demands.
Start with what you have
If it is $50 a month, that is enough. Fifteen minutes, no cost, either language.
Our fees, published
No competing advisor page in this area publishes its fees. Here are ours.
| What | Fee |
|---|---|
| Investment management | 1.5% to 2.0% of assets per year; Advisers may set a rate below the standard schedule, as low as 0%, at their discretion — and whatever rate applies to you is disclosed in writing before you engage. Our Form ADV Part 2A, Item 5, states the fee as up to 2.00% of assets per year, subject to negotiation; the firm may waive all or part of it. Generally billed quarterly in arrears |
| Account minimum | No minimum account balance |
| Commissions and product fees | None — we are fee-only |
| Solicitor compensation | May be received or paid under disclosed arrangements |
| Initial conversation | Free, 15 minutes, no obligation |
Complete fee details in our Form ADV Part 2A, Item 5.
Where we meet Stanton clients
We do not have an office in Stanton, and we will not pretend otherwise with a map pin. our principal office is in Norwalk:
Aduna Capital LLC
12838 Rosecrans Ave, Norwalk, CA 90650
(657) 571-2607
Beach Boulevard runs straight down to Stanton from our end of the county; figure about twenty minutes. That is roughly 10.6 miles from Stanton. Clients either come to us — on Rosecrans between Pioneer and Studebaker, with parking on site — or we come to you, at your home or your place of business. Evening appointments are available for people who cannot get away during the working day.
Being ten-plus miles out, we keep the logistics honest: first meetings happen at your shop or our office, reviews mostly by video, and nobody will ever find a Stanton address on our letterhead.
Common questions from Stanton
I don't have savings yet. Is meeting you a waste of time?
No — the earlier the better, honestly. There is no minimum to open an account and the ongoing minimum is $50 a month. The most valuable meetings we hold are often the ones before the first dollar is invested, because the first product never bought is worth more than most later returns.
¿Atienden en español?
Sí — completamente: llamadas, reuniones y documentos. Llame al (657) 571-2607 o empiece en nuestra página en español.
I run a repair shop with three techs. What happens if I never registered for CalSavers?
The mandate already covers you, and continued inaction eventually draws penalties up to $750 per eligible employee. The fix is usually an afternoon: register, or sponsor a simple plan and certify an exemption. We walk owners through it at no charge, in either language.
What does an advisor actually cost me?
With us: 1.5%–2.0% a year of the assets we manage, billed quarterly, published on our fee page, with a $50-a-month minimum. No commissions and no products, so the number you see is the whole number.