Aduna Capital is a fee-only fiduciary investment adviser serving Long Beach from our Norwalk office, 13.7 miles away — we meet clients there, at their business, or by video. We advise City of Long Beach CalPERS members, Memorial and CSULB staff, port-economy business owners under the CalSavers mandate, and households investing with no minimum — in English and Spanish.
- Fee-onlyno commissions
- No account minimumfor investment management
- English & Spanishnatively
- Accepting new clientsIn person in Norwalk, by video, or at your Long Beach business
- Fiduciaryin writing, always
- DFPI-registeredCRD #311270
- In business sinceDecember 2020
- Free 15-minute callno obligation
Are all financial advisors in Long Beach, CA fiduciaries?
No. Long Beach has more people calling themselves financial advisors than any city near us — it has 462,000 residents, so it would — and the majority are brokers or insurance agents compensated by the products they place, owing you suitability rather than loyalty. The legal line is the word fiduciary: an adviser bound to put your interests first at all times. Ask for it in writing; watch what happens.
Aduna Capital is a registered investment adviser and a fiduciary at all times, fee-only, with the fee schedule published on this page — something you will struggle to find on any competing page serving Long Beach. Our record is public at adviserinfo.sec.gov.
Who we work with in Long Beach
Long Beach is the biggest city we serve after Los Angeles — about 462,000 residents, median household income $87,430, 43.8% Hispanic or Latino — and its economy has real spines: the Port of Long Beach, Long Beach Airport and the city's aerospace legacy, CSULB, Long Beach Memorial, and a huge base of independent restaurants, healthcare practices and creative firms. One page cannot flatter all of that, so here is what we actually do from Norwalk, 13.7 miles up the road:
- Public employees and educators. City of Long Beach staff are CalPERS members; CSULB brings state-system pensions and campus retirement plans; each involves elections at retirement that cannot be redone. Our pension and retirement work starts here.
- Healthcare workers. Long Beach Memorial staff with 403(b)s beside their other benefits, and rollovers to sort when careers move between systems — by direct transfer, always.
- Port-economy and small-business owners. Trucking and logistics operators tied to the port, and the independent restaurants, practices and creative firms the city runs on — all inside the state retirement mandate. CalSavers for Long Beach employers is the starting point.
- Working households. First accounts to full plans, in English or Spanish, with no account minimum — in a city where most advisory firms set theirs at a quarter million.
Long Beach institutions we know
City of Long Beach staff
CalPERS members: formula tiers, service credit purchases, and the survivor election you only get to make once.
Long Beach Memorial & healthcare staff
403(b) cost reviews and direct-transfer rollovers between systems, without the 20% withholding trap.
CSULB faculty & staff
Campus retirement plans and state pension elections modelled against everything else you own.
Restaurants, practices & port businesses
Mandate deadlines and penalty math, and when sponsoring your own plan beats the state program.
Fifteen minutes, no cost, either language
Bring the pension estimate, the 403(b) statement, or the CalSavers notice — we will make sense of it.
Our fees, published
No competing advisor page in this area publishes its fees. Here are ours.
| What | Fee |
|---|---|
| Investment management | 1.5% to 2.0% of assets per year; Advisers may set a rate below the standard schedule, as low as 0%, at their discretion — and whatever rate applies to you is disclosed in writing before you engage. Our Form ADV Part 2A, Item 5, states the fee as up to 2.00% of assets per year, subject to negotiation; the firm may waive all or part of it. Generally billed quarterly in arrears |
| Account minimum | No minimum account balance |
| Commissions and product fees | None — we are fee-only |
| Solicitor compensation | May be received or paid under disclosed arrangements |
| Initial conversation | Free, 15 minutes, no obligation |
Complete fee details in our Form ADV Part 2A, Item 5.
Where we meet Long Beach clients
Our office is in Norwalk, not Long Beach — our principal office, with no satellite pins, no borrowed conference-room addresses:
Aduna Capital LLC
12838 Rosecrans Ave, Norwalk, CA 90650
(657) 571-2607
The 605 to Rosecrans, or the 91 across, covers it from most of the city. That is roughly 13.7 miles from Long Beach, and we would rather say so plainly than imply a local presence we do not have. Clients at this distance work with us three ways: at the Norwalk office, on Rosecrans between Pioneer and Studebaker with parking on site; at your business or workplace, which is how most employer retirement-plan work happens anyway; or by video, which many people prefer for everything after a first in-person meeting. Evening appointments are available whichever you choose.
Common questions from Long Beach
You're in Norwalk. Why list a Long Beach page at all?
Because we serve Long Beach clients and would rather compete honestly than rent a mail-drop address. Our office is 13.7 miles away; we meet Long Beach clients there, at their business, or by video, and evening appointments run by video. The page exists so you can judge the fit before anyone's time is spent.
I work for the City of Long Beach. Can you help with CalPERS?
Yes — modelling CalPERS benefits against your deferred compensation, savings and Social Security is core work for us. We are not affiliated with CalPERS and never charge to look at a pension estimate.
I own a restaurant here. What does the retirement mandate actually require?
Every California employer with at least one employee must register with CalSavers or sponsor a qualified plan and certify an exemption; ignoring it risks penalties up to $750 per eligible employee. Which route is right depends on your payroll — we run the comparison free.
¿Atienden en español?
Sí — reuniones y documentos en español si lo prefiere. Nuestra página en español está aquí.
Is a $0-minimum firm equipped for a larger portfolio?
Yes. The zero minimum is a policy about access, not a ceiling on capability — discretionary management, tax-loss harvesting and planning are the same discipline at every size, and our 1.5%–2.0% fee is published so you can compare us against anyone.