Aduna Capital is a fee-only fiduciary investment adviser serving Compton from our Norwalk office, 11.3 miles east. We work with owner-operator truckers and Alameda-corridor employers on retirement plans and the CalSavers mandate, with Compton USD and Compton College staff on CalSTRS and CalPERS decisions, and with young families opening first accounts with no minimum — in English and Spanish.
- Fee-onlyno commissions
- No account minimumfor investment management
- English & Spanishnatively
- Accepting new clientsIn person in Norwalk, by video, or at your Compton business
- Fiduciaryin writing, always
- DFPI-registeredCRD #311270
- In business sinceDecember 2020
- Free 15-minute callno obligation
Are all financial advisors in Compton, CA fiduciaries?
No, and Compton has paid for that gap more than most cities. Communities building first-generation wealth are where commission products — indexed life "retirement plans," high-fee annuities — get sold hardest, because the seller answers to a quota, not to you. A fiduciary answers to you: a legal duty to put your interests first, every time, with every conflict disclosed.
That is the standard we operate under, permanently. Aduna Capital is a registered investment adviser, fee-only, paid by clients and nobody else. Take a minute at adviserinfo.sec.gov to verify us — and make that check a habit before you sign with anyone.
Who we work with in Compton
Compton is a working city of about 94,000 — median household income $78,465, 72.9% Hispanic or Latino, and one of the youngest cities we serve, with a median age around 32. Its economy runs on the logistics and light-manufacturing corridor along Alameda, a growing base of owner-operator truckers tied to the ports, and two public anchors: Compton Unified and Compton College.
The work that reaches us from Compton falls into three piles:
- Owner-operators and port-adjacent businesses. A trucker with their own authority has the widest retirement menu going — SEP IRA, Solo 401(k) — and usually nobody has ever compared them against an irregular, fuel-price-shaped income. Hire one employee and the state mandate applies too. CalSavers for Compton employers covers it.
- School district and college staff. Compton USD teachers are CalSTRS members; Compton College staff split between CalSTRS and CalPERS depending on role. Both systems involve one-time, irreversible elections at retirement, and both campuses see 403(b) products sold in the staff lounge whose costs deserve daylight. Our pension work starts here.
- Young families starting from zero. Median age 32 means first jobs, first 401(k)s, first accounts. We open them with no minimum, in English or Spanish, and teach the mechanics as we go.
Compton employers and institutions we know
Alameda-corridor logistics & manufacturers
Mandate compliance for shift payrolls, and plan design that survives turnover instead of pretending it away.
Compton USD & Compton College staff
CalSTRS and CalPERS members: benefit tiers, service credit, survivor elections — and an honest costing of the staff-lounge 403(b).
Owner-operator truckers
SEP versus Solo 401(k) for irregular income, and what changes the day you put a driver on payroll.
Job changers
Old 401(k)s consolidated by direct transfer — no 20% withholding surprise, no product pitch attached.
Fifteen minutes, no cost, either language
First account or fifteenth year of trucking — bring what you have and we will sort it together.
Our fees, published
No competing advisor page in this area publishes its fees. Here are ours.
| What | Fee |
|---|---|
| Investment management | 1.5% to 2.0% of assets per year; Advisers may set a rate below the standard schedule, as low as 0%, at their discretion — and whatever rate applies to you is disclosed in writing before you engage. Our Form ADV Part 2A, Item 5, states the fee as up to 2.00% of assets per year, subject to negotiation; the firm may waive all or part of it. Generally billed quarterly in arrears |
| Account minimum | No minimum account balance |
| Commissions and product fees | None — we are fee-only |
| Solicitor compensation | May be received or paid under disclosed arrangements |
| Initial conversation | Free, 15 minutes, no obligation |
Complete fee details in our Form ADV Part 2A, Item 5.
Where we meet Compton clients
Our office is in Norwalk, not Compton — our principal office, with no satellite pins, no borrowed conference-room addresses:
Aduna Capital LLC
12838 Rosecrans Ave, Norwalk, CA 90650
(657) 571-2607
From Compton, Rosecrans Avenue itself runs east almost to our door — the 91 works too. That is roughly 11.3 miles from Compton, and we would rather say so plainly than imply a local presence we do not have. Clients at this distance work with us three ways: at the Norwalk office, on Rosecrans between Pioneer and Studebaker with parking on site; at your business or workplace, which is how most employer retirement-plan work happens anyway; or by video, which many people prefer for everything after a first in-person meeting. Evening appointments are available whichever you choose.
Common questions from Compton
I drive for the ports as an owner-operator. My income jumps around — can I still save for retirement?
Yes, and irregular income is exactly why the plan choice matters. A SEP IRA lets you decide the contribution after the year is over; a Solo 401(k) allows more in a good year. We compare both against your actual settlements, at no charge.
I teach in Compton USD. Is my 403(b) worth what it costs?
Bring the statement and we will total it up plainly — many educator 403(b)s are annuity products whose full cost the owner has never seen written down. We are not affiliated with the district or CalSTRS, and reviewing a statement is free.
¿Hablan español?
Sí. Atendemos en inglés y español — la llamada, las reuniones y los documentos. Nuestra página en español está aquí.
Do I need a lot of money to start?
No. There is no minimum to open an account and the ongoing minimum is $50 a month. We built the firm for the people the $250,000-minimum industry turns away.
Do you have an office in Compton?
No — our principal office is in Norwalk, about 11 miles east, and we will not pretend otherwise. We meet Compton clients there, at your business, or by video, and evening appointments run by video.