Aduna Capital is a fee-only fiduciary investment adviser serving Downtown Los Angeles from our Norwalk office, 17.1 miles away — mostly by video, on-site for employer plans, in Norwalk when you want a table. We help Fashion District and wholesale employers meet the CalSavers mandate, advise startup employees on option grants, and plan for downtown professionals at a published 1.5%–2.0% fee with no minimum.
- Fee-onlyno commissions
- No account minimumfor investment management
- English & Spanishnatively
- Accepting new clientsIn person in Norwalk, by video, or at your Downtown Los Angeles business
- Fiduciaryin writing, always
- DFPI-registeredCRD #311270
- In business sinceDecember 2020
- Free 15-minute callno obligation
Are all financial advisors in Downtown Los Angeles, CA fiduciaries?
No — downtown has the county's densest concentration of financial job titles and the same old split underneath them. Inside the Financial District's towers sit genuine fiduciaries, brokers bound only to suitability, and product salespeople with excellent views, all describable as "financial advisors." The enforceable difference is the fiduciary duty: your interests first, at all times, every conflict disclosed. Titles decorate; duties bind.
Aduna Capital is a registered investment adviser and fiduciary at all times, fee-only — 1.5%–2.0% a year, published below, with no commissions or product revenue anywhere in the firm. The record is public at adviserinfo.sec.gov.
Who we work with in Downtown Los Angeles
Downtown LA is less a neighbourhood than a stack of economies: the Financial District's law firms and professional offices, the Fashion District's garment and apparel businesses, the Toy District's wholesalers, the Arts District's startups and studios, and the Convention Center's event economy. About 65,000 people live among them, and the census tells the two-cities story in one number: a median household income of just $44,832, reflecting luxury lofts and very low-income housing averaged together. We work both sides of that number honestly:
- Garment and wholesale business owners. Fashion District and Toy District firms with real payrolls and thin back offices, now inside the state retirement mandate. CalSavers for Downtown LA employers covers deadlines, penalties and the alternatives — bilingually, which downtown payrolls usually need.
- Professionals and startup employees. Associates and staff in the towers, founders and early hires in the Arts District — equity compensation, option grants and lumpy income that deserve options-literate advice and real planning, not a product.
- Loft dwellers and downtown workers building wealth. From first accounts to full portfolios, with no account minimum — the loft and the low-rise get the same fiduciary standard.
The downtown picture we know
Fashion & Toy District businesses
Mandate compliance for garment and wholesale payrolls, with enrollment run in the languages the floor actually speaks.
Startup founders & early employees
Option grants, exercise timing and concentration risk — decided on analysis, not on the break-room consensus.
Law firm & professional staff
Uneven bonus income, partnership tracks and retirement plans coordinated into one design.
Career movers
Downtown careers change fast; stranded 401(k)s get consolidated by direct transfer, tax traps checked first.
Fifteen minutes, no cost, no obligation
Founder, associate or garment-business owner — say what you are solving and we will say plainly whether we fit.
Our fees, published
No competing advisor page in this area publishes its fees. Here are ours.
| What | Fee |
|---|---|
| Investment management | 1.5% to 2.0% of assets per year; Advisers may set a rate below the standard schedule, as low as 0%, at their discretion — and whatever rate applies to you is disclosed in writing before you engage. Our Form ADV Part 2A, Item 5, states the fee as up to 2.00% of assets per year, subject to negotiation; the firm may waive all or part of it. Generally billed quarterly in arrears |
| Account minimum | No minimum account balance |
| Commissions and product fees | None — we are fee-only |
| Solicitor compensation | May be received or paid under disclosed arrangements |
| Initial conversation | Free, 15 minutes, no obligation |
Complete fee details in our Form ADV Part 2A, Item 5.
Where we meet Downtown Los Angeles clients
Our office is in Norwalk, not Downtown Los Angeles — our principal office, with no satellite pins, no borrowed conference-room addresses:
Aduna Capital LLC
12838 Rosecrans Ave, Norwalk, CA 90650
(657) 571-2607
The 5 south to the 605 and Rosecrans is the drive; most downtown clients sensibly prefer video. That is roughly 17.1 miles from Downtown Los Angeles, and we would rather say so plainly than imply a local presence we do not have. Clients at this distance work with us three ways: at the Norwalk office, on Rosecrans between Pioneer and Studebaker with parking on site; at your business or workplace, which is how most employer retirement-plan work happens anyway; or by video, which many people prefer for everything after a first in-person meeting. Evening appointments are available whichever you choose.
Common questions from Downtown Los Angeles
Why would anyone downtown hire an adviser 17 miles away in Norwalk?
Only for the structure: fee-only, fiduciary always, fees published, no minimum — a combination genuinely hard to find in the towers. Practically, downtown clients work with us mostly by video, with on-site visits for employer plans and the Norwalk office when a table matters. We will never pretend to a downtown address.
I run a garment business with fluctuating headcount. How does the mandate treat me?
Headcount is measured on the state's schedule, not your busiest week, but with at least one employee you are in scope: register with CalSavers or sponsor a plan and certify an exemption. Penalties for ignoring it reach $750 per eligible employee. We run the choice against your real payroll, free.
I have startup options and no idea what they're worth. Can you help before something expires?
Yes — bring the grant documents. Exercise windows, AMT exposure and concentration are exactly the decisions to make on paper before deadlines make them for you. We advise for a fee and sell nothing, so the answer is not a product.
Is the $0 minimum real for downtown professionals too?
Yes — the minimum is $0 to open and $50 a month ongoing for everyone, associate or founder. The fee schedule is identical and published: 1.5%–2.0% of managed assets per year.